Smile Dental Plans

September 27, 2009

Ameriplan USA Home Business Evaluation

Ameriplan Dental

As a business model, Ameriplan Health is unbeatable in its unique idea and the benefits it provides to members.Since 1992, Ameriplan has offered medical services at a rebate of up to 80% to its members for a monthly charge of between $20 and $50.

Ameriplan Dental was the first discounted service to be launched by the company; it was soon followed by vision care, chiropractic care, prescription drugs and medical care.

This article aims to explore the income opportunity provided by Ameriplan to its Independent Business Owners (IBOs) through its MLM business. It’s tempting to read claims made by the company when it says it wants its IBOs to earn as much as $50,000 in the first year and a six figure income from the second year onwards. Let’s see if this is a realistic claim and see the pros and cons of the income opportunity.

1 Why Ameriplan Business?

2 An attractive compensation plan that offers 30% commission on all sales, good residual income, Ameriplan benefits to your family and a lot of other promotional offers that give you access to good discounts on purchases from merchant partners.

3 Considering the fact that 7 out of 10 Americans are uninsured or underinsured, IBOs have a good opportunity to promote Ameriplan’s program.

4 The company offers coaching in selling skills and gives you two websites with full back office support to market your business.

All these factors are tempting enough to pull people out of their regular work to join as an IBO in Ameriplan; yet people should also know, not everyone who joins hits the jackpot. For most reps, it’s difficult to earn a decent income even when they work full time.

Consider this before joining

1 When the product price is low, your commission’s also low. Ameriplan’s services are offered at between $20 and $50 a month. So though your commission rate’s high at 30%, you’ll need to generate a high volume of business to earn a decent residual income.

2 You’ll be taught how to list out names you know and speak to them; don’t expect to earn much from your list of contacts. Just be prepared to spend a lot of your time and energy over the phone.

3 And what happens after you’ve approached everyone you know? Picture yourself chasing people in malls and public places for a “few minutes of their time”!

However, don’t let this discourage you from joining Ameriplan.Just chart out the right marketing strategy and you’ll find yourself giving interviews on how you came to earn such a good income in Ameriplan. Simple, but effective – just market your business online and see the effect it has. Use latest techniques to market such as facebook and articles marketing and see your profits mounting. This is a hassle free way of connecting with people who are interested in what you have to offer.

 

Ameriplan Business Opportunity – A Review

Ameriplan Dental

The Ameriplan Income Opportunity is probably the most disputed business on the Internet. On one hand, people claim it’s a wonderful plan with good benefits and go so far to say you could earn six figure incomes as an Ameriplan distributor. On the other hand, there are people who claim Ameriplan’s a scam and that it’s impossible to earn a decent income from this opportunity. If you are interested in becoming an Independent Business Operator (IBO) of Ameriplan, but not sure of the feasibility of the scheme, read on to learn the facts and decide for yourself if it’s a worthwhile venture.

•    Ameriplan – Background Of The Company
Ameriplan was started by identical twins Daniel and Dennis Bloom in 1992 in Texas to offer discounted health service to customers for a small monthly fee.This was a big boon to many people who had no insurance cover or were underinsured especially in a situation where dental, vision, medical and pet care costs were sky-high.Through this scheme, for a small payment every month, a sizable rebate could be availed on medical services.

•    Ameriplan USA Data
Ameriplan claims seven out of ten Americans are uninsured or underinsured.This is good news to distributors to market Ameriplan Health. The Ameriplan Health Care discount program is accepted by over 30000 dental providers, 60000 Medical providers, 7500 Chiropractic providers, 56000 retail pharmacies, 12000 optical providers and 4000 hearing care providers.

•    Ameriplan USA IBOs – What Do They Get?
Distributors for Ameriplan are called Independent Business Owner (IBO). To become an IBO, you need to pay a start up fee of $20 and a monthly fee of $50.The earning potential offered by Ameriplan is quite tempting. IBOs get 30% commission on orders, a good residual income, a daily pay check and Ameriplan benefits to family members. There’s a good support system with 45 regional offices to help IBOs. Initial training and material is offered to all reps when they join.
This seems like a straightforward scheme with excellent earning prospects; then why are so many people against this income opportunity? Though there are people who claim to earn six figure incomes every year, most Ameriplan reps earn less than average income and have to face a high attrition level in their downline, cutting down their residual income. The reasons?

-    The training program is not designed to teach people to earn well. IBOs are just taught to make a list of people they know and approach them, get references, hire them etc. These are routine MLM practices and long outdated.
-    It’s not easy to find people who don’t have enough insurance cover to market this product.

It’s better when you have interested customers finding you instead of you having to go to them. One simple way to achieve this outcome is by taking your business online. Facebook and articles marketing are just a few approaches to establish a successful internet business and to get interested parties to approach you.

July 5, 2009

Discount Health Plans vs Health Insurance

Filed under: Insurance — Tags: , , , , — admin @ 4:42 am

Dental Plan

Health insurance premiums are rising to the tune of 20-40% annually and even people with workplace provided options simply cannot afford the cost of monthly premiums. With the rising cost of health insurance, small businesses and employees are being affected by increasing health insurance costs or less coverage for the same money.

Dental and Vision Insurance is typically the first benefits to go when employers cut back on employee benefits. Most conventional dental insurance policies are severely lacking in coverage for procedures needed the most and the up front out of pocket expenses are generally what most Americans spend annually on dental care.

More on Dental Plans and Insurance: Discount Dental Plan

Millions are dropping their health care insurance policies and switching to non-insurance discount plans that provide a much needed break on monthly premiums and offer deeply discounted care.

These consumer driven health plans work very similar to conventional insurance because you choose from network health providers and present your member card at the time of care to receive discounts.

Ameriplan: Companies like Ameriplan have big provider networks and bundle care in affordable packages. As an example a dental, vision, rx and chiropractic plan is less than $20 a month for the complete household. In the AmeriPlan network of providers we have many local qualified dental and health professionals that participate in the savings program. On the prescription plan, places like WalMart, Target, KMart, CVS, RiteAid, Walgreens accept the Ameriplan RX Card where members can save up to 50% on prescriptions.

Until recently some people may have avoided these discounted dental and health plans at the plans are new. As of 2009 Ameriplan Dental and Health has over 400,000 providers making it the largest discount health network.

Additonal benefits of discount medical benefits is are no age restrictions, no limits on visits on health and dental services, all pre-existing conditions are included and patients receive huge discounts and insurance billing is eliminated for the the dental/health provider.

Businesses are able to cover their employees with discount dental and health programs, in many cases with no cost to the company and no insurance paperwork. Employers have the option of group billing and can deduct the plan costs from the employees check, or they can simply distribute the information and let the employees sign up for the plan on their own.

These discount programs are increasing in popularity as the cost of health insurance rise and coverage provided is diminished. The  discounted dental and health plans  are beneficial to those who:

  • Are without Insurance because of high costs.
  • Cannot obtain insurance due to a existing condition.
  • Have inadequate insurance coverage.

Over 48 million lives in America are uninsured or under insured. Chances are your neighbor, friend or relative is living without health or dental insurance, because of the high costs involved.

Get more information about getting dental and health discounts for your family or someone you know? Get a Cheap Health Insurance Quote

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