Insurance is like a myth. From one little seed of information, a fairytale the size of 1000 giant sequoias has sprung up. Detail is blocked from view. Surely, you’ve noticed every the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they get every that money? How much money do the executives make? Who pays for it every? Grab a mirror. “Magic mirror on the wall, who’s the biggest sucker of them each? What’s that you said? The Masses!”
Insurance is yet another unquestioned social reflex. You only purchase it. You must. The banker insists you have to acquire insurance or you don’t pay for the loan. Your government orders you to purchase auto insurance at any cost. Hence, it ought to be in reality fantastic for you. Hell, why not stock up on any of the non-mandated insurances because well? You can’t have too much of a groovy thing. Can you?
Somewhere inside the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s Fresh Clothes, no one screams out, “But he has nothing on!” or “Hey, this is just bullshit!” You are not alone in the darkness. We every believe it. So you are no longer scared to tell, here are any of those underground thoughts voiced out loud for the first period:
1) If I tell out against insurance, I will be jinxed. My home will surely burn to the ground and I will look like a moron.
2) If I tell out against insurance, any pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.
3) Insurance is betting against myself. Why would I bet against me?
4) If insurance companies should charge such high premiums as they’re losing so much inside payouts, how do they afford all those big buildings?
5) What do insurance companies sell? Air? Promises they intend to deny via small print? Contracts? Wouldn’t I rather pay for an IHOP franchise with that cash?
6) If government represents the people, why do they make me, a people, a criminal when I cannot afford auto insurance to purchase to work and feed my family?
7) How much inside dollars and perks do insurance lobbyists put into the pockets of politicians?
Do I actually require trip-cancellation insurance? Why would I purchase a dream trip, and then bet on my canceling it at the last moment?
9) If I put each the cash I spend on insurance into the bank or toward building success, how much cash would I have for coping using my problems on my own terms?
10) If I purchase the extended warranty, will I remember I have it or can discover it when my widget explodes?
11) Shouldn’t companies make value widgets that last three years in the first place?
12) And finally, did Jennifer Lopez truly insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.
Yes, we every know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and using the Masses unquestioningly supporting these absurdities. Each frivolous lawsuit provides government an excuse for mandating people be protected from themselves via pricey insurances and removal of individual freedoms.
Previous to long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone–Earring-Tear addendums on HMOs. At present Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.
With a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Believe about all those different types of insurance. Stop buying out of reflex and choose for yourself what you be able to kick to the curb. Think the multiplicity out there and what you really must have.
Life Insurance is for betting you will die such a loser that you can’t acquire your own funeral or leave your kids any inheritance. More Car Insurance–How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.
Here is a new monument to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s inside isolated communities of the Northern Great Plains. And, why not? No doubt Osama is crouching in an Afghan cave factual these days, plotting to rid the world of those pesky Remmington Cowboy bronzes.
Insurance agents prey upon these new fears like snakes on wounded mice. Apparently, companies prefer to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore may slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch inside Chug Water, Wyoming is inside eminent danger from this possible chain of events. Perhaps, you be supposed to add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent these days and ask them. See if they will sell you one.
The odds of you dying of a mosquito bite are greater than the odds you will die at the hands of a terrorist. Well, crap! The government better permit companies to need we each carry Mosquito Insurance. Maybe you can purchase a DEET price cut! Greater still; why not turn higher than all our bothersome responsibility, like freedom and privacy, to the Feds. Then good ol’ Uncle Sam can protect public from the winged menaces that haunt our extremely souls.
Congress could raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property seeking freestanding water. They would not look for anything else (roll eyes here). Ever cancer and glaucoma patients possibly will decide to keep the baggies away from the birdbath.
Speaking of cancer, the Air Force may spray us each from higher than with a perfectly “safe” mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody in his or her true mind who would elect an insurance salesman to public office? Of course, together politicians and insurers are selling you hot air, so maybe it is a match made in H…
A very few insurances are quality buying, such as liability insurance for cars and valid estate. Once you have something to lose, it’s a sure bet any lazy troll using an entitlement-mentality will try to sue you. Inside this case, you prefer the giants on your side. Insurance companies make available lawyers to run evil tiny trolls back under their bridges.
Insurance prices in America are out of control. The wide range of insurance the bureaucracy would have us believe we cannot live lacking is genuinely insulting. Buying all the coverage companies would have you believe you require wastes thousands of your dollars all year. Look higher than policies and eliminate what you can. Insurance is just legalized gambling. If you are betting against yourself, how can you take a gamble on yourself? Pursue your dreams instead!